ACH & Check Solutions

Accept ACH & Checks Online

ClearStream Payments makes it easy to accept ACH and check payments securely online. Process single or recurring ACH debit transactions directly from a customer or business checking account, or accept checks over the web with remote capture. These solutions give your clients more ways to pay while helping you streamline billing and reduce costs.

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Consolidate Payment Types

Bring every payment method together in one solution while giving your customers more ways to pay.

Detailed Reporting

Simplify reconciliation with clear, organized reporting for accounting and back-office needs.

Save on Processing Fees

Lower your overall costs and boost revenue with efficient payment solutions.

ACH Solutions

  • ACH Program Options

    • No software to install
    • Easy process for one-time recurring transactions
    • Sumit ACH debits to your consumers

  • Popular Markets for ACH Solutions

    • Municipalities / Utility
    • Fitness/Spa/Gym
    • Non-Profit
    • Advertising / Marketing
    • Education / Childcare
    • Healthcare & Dental
    • Distributors and Delivery Services
    • Insurance Firms
    • Cleaning & Household Repair Services
    • Legal, Tax & Accounting Services
    • Service Contractors – Carpet, HVAC,
    • Pest, Plumbing, Pool, etc.
    • B2B Accounts Receivable
    • Storage Facilities

Check Solutions

  • Check Program Options

    • Check Verification
    • Consumer Convenience Fee
    • Swift Settle (Same Day ACH)

  • Popular Markets for Check Solutions

    • Auto Industry & Repair
    • Healthcare, Dental & Veterinary
    • Legal, Tax and Accounting Services
    • Service Contractors – Carpet, HVAC,
    • Plumbing, Pest, Lawn, Pool, etc.
    • Cleaning & Household Repair Services
    • Property Management & Rentals
    • Building & Construction
    • General Merchandise
    • Convenience & Grocery Stores
    • B2B – Lockboxes
    • Distributors and Delivery Services
    • Storage Facilities
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Integrated Solutions With Industry Leaders

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Check Not Present

Merchants can securely accept ACH debits or checks without the cardholder present. Payments can be handled by phone, online, or through recurring billing, all processed electronically for speed and convenience.

  • ACH Debit – Process single or recurring ACH transactions from consumer or business accounts.
  • Checks by Web – Customers initiate check payments through your website or payment gateway for bills or eCommerce.
  • Checks by Phone – Accept and process checks directly from customers over the phone.

Check Present

Merchants can accept and convert paper checks at the point of sale or in the back office using check readers or imagers. Funds are deposited electronically for faster processing and reduced trips to the bank.

  • Check 21 – Electronically deposit all paper checks, whether face-to-face, mailed, or dropped off.
  • POS Conversion – Deposit checks electronically or manually with guarantee and non-guarantee options.
  • Paper Check Guarantee – Authorizations obtained at the point of sale to ensure secure, face-to-face transactions.